Income basics

Household Income vs. Personal Income

Income statistics come in several flavors, and mixing them up is the most common reason people misread how they compare. Here is what each measure means.

Data: U.S. Census Bureau, American Community Survey 5-year estimates, 2020 to 2024.

Median household income

$80,734

Everyone in the home combined

Median full-time worker

$61,657

One person, full time, year round

Per capita income

$44,673

Total income divided by every resident

Household income

Household income adds up the income of everyone 15 and older living in the same home, from wages, self-employment, retirement, Social Security, investments, and other sources. Many households have two earners, so household income usually runs well above a single paycheck. The U.S. median is $80,734.

Personal earnings

Earnings are what one person makes from work. The median American who works full time, year round earns $61,657. Counting part-time and seasonal workers, the median is $46,151. If you are comparing your own salary, this is the number to use.

Per capita income

Per capita income divides all income by every resident, including children and others with no income. That is why it is lower than either measure above: $44,673 nationally. It is useful for comparing places, not for judging a paycheck.

All three measures by state

StateMedian householdMedian full-time workerPer capita
Alabama$63,999$53,026$36,087
Alaska$92,788$68,208$46,573
Arizona$79,964$58,841$42,503
Arkansas$60,773$50,075$34,225
California$99,122$69,478$49,513
Colorado$95,470$70,047$52,636
Connecticut$95,781$74,775$55,915
Delaware$84,954$62,163$45,375
Florida$74,568$53,766$42,609
Georgia$77,353$57,564$40,924
Hawaii$100,389$61,851$46,005
Idaho$77,800$55,370$38,952
Illinois$83,390$65,289$46,406
Indiana$71,957$56,685$38,351
Iowa$75,059$58,344$40,877
Kansas$74,275$56,525$40,978
Kentucky$63,726$53,230$35,821
Louisiana$60,756$53,477$35,038
Maine$74,733$59,490$43,742
Maryland$103,678$75,407$52,979
Massachusetts$103,960$80,500$57,897
Michigan$72,875$60,750$40,735
Minnesota$89,062$67,459$48,237
Mississippi$56,447$48,373$31,549
Missouri$70,702$55,920$39,695
Montana$72,509$55,708$41,711
Nebraska$76,475$57,968$41,751
Nevada$78,260$55,464$41,354
New Hampshire$99,031$70,094$52,798
New Jersey$103,556$75,841$54,253
New Mexico$64,059$53,328$36,218
New York$85,974$70,770$50,712
North Carolina$72,388$56,091$41,385
North Dakota$76,657$59,549$43,389
Ohio$71,389$59,646$40,552
Oklahoma$65,039$51,405$35,624
Oregon$83,011$64,012$45,612
Pennsylvania$77,971$62,529$44,355
Rhode Island$87,796$66,923$47,150
South Carolina$69,324$53,794$39,236
South Dakota$75,081$55,006$40,550
Tennessee$69,595$54,207$39,437
Texas$78,476$58,497$40,752
Utah$95,166$62,276$40,873
Vermont$81,203$62,452$46,500
Virginia$93,170$67,876$50,666
Washington$98,141$75,004$53,744
Washington, D.C.$109,870$103,686$77,348
West Virginia$59,608$52,506$34,203
Wisconsin$77,485$60,563$43,373
Wyoming$76,176$59,373$42,668

Sources: Census tables B19013, S2001, and B19301.

Go deeper: every zip code, every state

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