San Jose, California

Household Income by Zip Code in San Jose

Median household income for all 24 zip codes in San Jose, plus who lives here, what rent costs, and how San Jose compares with California and the rest of the country.

Median household income

$146,427

81% above the U.S.

Median rent

$2,669/mo

U.S. $1,413

Median age

38.2

U.S. 38.9

Zip codes

24

Inside city limits

Source: U.S. Census Bureau, American Community Survey 2020 to 2024

Median household income

$146,427

California $99,122 · U.S. $80,734

Average household income

$194,463

Pulled up by the highest earners

Per capita income

$65,945

Income per resident, all ages

Full-time worker earnings

$90,997

Median for year-round, full-time workers

Median rent

$2,669/mo

Rent plus utilities paid by renters

Median home value

$1,233,200

Owner-occupied homes

Overview

San Jose income at a glance

The median household income in San Jose is $146,427, 48% above the California median of $99,122 and 81% above the U.S. median of $80,734. The average household earns $194,463, higher than the median because a smaller number of very high earners pull the average up. 65% of households earn $100,000 or more (41% nationwide), and 36% earn $200,000 or more.

Income varies a lot from one part of San Jose to another. The highest-income zip code, 95134, has a median of $203,649, while 95116 has a median of $85,818, a gap of about 2.4 to 1. Of the 24 zip codes with at least 1,000 residents, 12 have a median above the citywide figure and 22 are above the California median.

Median household income by zip code

Every San Jose zip code with at least 1,000 residents, highest to lowest.

Above city medianBelow city medianCity median $146,427
95134$203,649
95129$195,708
95124$185,926
95139$178,790
95119$174,375
95131$170,255
95148$167,257
95125$160,738
95130$159,556
95118$152,682
95113$151,685
95121$150,605
95123$144,276
95136$142,433
95133$142,170
95110$131,491
95128$131,152
95126$128,983
95002$121,953
95117$116,348
95122$103,549
95111$101,435
95112$89,103
95116$85,818

Income spread

How income is spread across San Jose households

Share of households by income

San Jose compared with the United States.

San JoseUnited States
Under $25K9%
$25K to $50K9%
$50K to $75K9%
$75K to $100K9%
$100K to $150K16%
$150K to $200K13%
$200K or more36%

What income puts you in the top 20% in San Jose?

A household in San Jose needs about $250,000+ a year to be in the top 20% of earners, and more than $250,000 to reach the top 5%. The middle 60% of households, a common way to define the middle class, earns roughly $57,098 to $250,000+.

Bottom 20%under $57,098
Second 20%$57,098 to $114,004
Middle 20%$114,004 to $183,566
Fourth 20%$183,566 to $250,000+
Top 20%$250,000+ and up (top 5%: more than $250,000)

For more on how these cutoffs work nationally, see what income is middle class in America.

People

Who lives in San Jose

San Jose has a median age of 38.2 (U.S. 38.9). 47% of adults 25 and older hold a bachelor's degree or higher, 12 points higher than the national rate of 36%. 44% of households rent their home, and 8% of residents live below the poverty line, compared with 12% nationwide.

Median age

38.2

U.S. 38.9

Bachelor's or higher

47%

Adults 25+ · U.S. 36%

Household size

2.97

People per household · U.S. 2.53

Poverty rate

8%

U.S. 12%

Unemployment

5%

Labor force · U.S. 5%

Work from home

20%

Workers 16+ · U.S. 15%

Average commute

27 min

One way · U.S. 26 min

Seniors (65+)

15%

Under 18: 20%

Race and ethnicity

Share of residents. Hispanic or Latino residents can be of any race; other groups are non-Hispanic.

San Jose
U.S.
  • White22%U.S. 57%
  • Black3%U.S. 12%
  • Hispanic or Latino31%U.S. 19%
  • Asian39%U.S. 6%
  • Other or multiracial5%U.S. 5%

Diversity score

The chance that two randomly chosen residents are from different racial or ethnic groups.

70%
0U.S. 61% marked100

San Jose is more diverse than the country overall. The largest groups are Asian (39%) and Hispanic or Latino (31%) residents. The most diverse zip code is 95113 (74%).

Own vs. rent

Occupied homes in San Jose.

Renters: 44%Owners: 56%
  • 56%Owners
  • 44%Renters
  • U.S.: 65% own, 35% rent

Age mix

Share of residents by age.

San Jose
U.S.
  • Under 1820%U.S. 22%
  • 18 to 6465%U.S. 61%
  • 65 and older15%U.S. 17%

Every zip code

Median household income by zip code in San Jose

95002$121,95356%$2,107$1,080,80048.237%27%59%521
95110$131,49158%$2,604$998,90035.339%60%62%6,791
95111$101,43550%$2,033$850,70037.824%40%60%15,578
95112$89,10345%$2,186$974,30031.938%74%71%21,574
95113$151,68564%$3,019$956,50030.667%86%74%1,421
95116$85,81844%$2,059$860,90037.521%58%56%13,394
95117$116,34857%$2,355$1,520,70037.247%64%73%10,422
95118$152,68265%$2,546$1,494,60039.554%38%69%11,404
95119$174,37573%$3,438$1,247,80040.061%27%69%3,649
95121$150,60567%$3,061$1,051,90042.835%22%55%9,828
95122$103,54951%$2,493$872,90037.019%47%55%11,829
95123$144,27667%$2,976$1,166,80038.046%39%72%24,377
95124$185,92672%$2,865$1,666,30039.762%29%67%17,586
95125$160,73868%$2,500$1,694,30041.057%39%67%20,779
95126$128,98362%$2,563$1,214,30034.954%67%71%16,187
95128$131,15261%$2,589$1,262,60039.352%55%72%13,805
95129$195,70874%$2,761$2,000,000+40.973%41%54%14,105
95130$159,55668%$2,370$1,839,60038.459%36%69%4,750
95131$170,25575%$3,269$1,164,80037.755%38%49%9,976
95133$142,17063%$2,582$1,082,40038.146%45%58%9,309
95134$203,64984%$3,304n/a31.376%86%55%14,050
95136$142,43366%$2,762$1,144,00037.049%41%72%16,306
95139$178,79072%$3,452$1,169,30039.550%24%73%2,174
95148$167,25773%$3,154$1,279,50041.141%20%53%12,110

Tap any column header to sort. Click a zip code for its full income breakdown. Diversity is the chance two random residents are from different racial or ethnic groups. Zip codes are Census ZIP Code Tabulation Areas with most of their land inside San Jose city limits; some extend past the city line. Estimates for small zip codes have larger margins of error.

Want the full picture for one zip?

See the income spread and six-figure households for any U.S. zip code.

Look up a zip code

Rankings

Highest-income zip codes in San Jose

The 8 San Jose zip codes with the highest median household income, among zip codes with at least 1,000 residents.

  1. 9513484% earn $100K+$203,649
  2. 9512974% earn $100K+$195,708
  3. 9512472% earn $100K+$185,926
  4. 9513972% earn $100K+$178,790
  5. 9511973% earn $100K+$174,375
  6. 9513175% earn $100K+$170,255
  7. 9514873% earn $100K+$167,257
  8. 9512568% earn $100K+$160,738

Most six-figure households

  1. 95134Median $203,64984%
  2. 95131Median $170,25575%
  3. 95129Median $195,70874%
  4. 95148Median $167,25773%

Lowest median income

  1. 9511644% earn $100K+$85,818
  2. 9511245% earn $100K+$89,103
  3. 9511150% earn $100K+$101,435
  4. 9512251% earn $100K+$103,549

Housing

Rent and affordability in San Jose

A year of median rent as a share of median household income

22% in San Jose. Rent at or under 30% of income is the common affordability guideline.

0%60%

The median rent in San Jose is $2,669 a month, including utilities the renter pays. A year of that rent equals about 22% of the city's median household income. Under the 30% rule, a household needs about $106,760 a year to comfortably afford the median rent. Among zip codes with at least 1,000 residents, 95139 has the highest median rent at $3,452, and 95111 has the lowest at $2,033. See how this compares with other states in our rent affordability guide.

Home values in San Jose

The median value of an owner-occupied home in San Jose is $1,233,200, about 8.4 times the median household income. The highest median home value is in 95129 ($2,000,000+), and the lowest is in 95111 ($850,700).

FAQ

Frequently asked questions

What is the median household income in San Jose?

The median household income in San Jose, California is $146,427, according to the U.S. Census Bureau's 2020 to 2024 American Community Survey. That is 81% above the U.S. median of $80,734.

What is the richest zip code in San Jose?

Among zip codes with at least 1,000 residents, 95134 has the highest median household income in San Jose at $203,649. 84% of its households earn $100,000 or more.

How much do you need to earn to be in the top 20% in San Jose?

A household needs about $250,000+ a year to be in the top 20% of earners in San Jose, and more than $250,000 to reach the top 5%.

How much income do you need to afford rent in San Jose?

With a median rent of $2,669 a month, a household needs about $106,760 a year to keep rent at 30% of income, the common affordability guideline.

How diverse is San Jose?

San Jose has a diversity score of 70%, meaning there is a 70% chance that two randomly chosen residents are from different racial or ethnic groups. The U.S. score is 61%.

What is the median age in San Jose?

The median age in San Jose is 38.2, compared with 38.9 for the U.S. as a whole.

What percentage of San Jose households earn over $100,000?

65% of households in San Jose earn $100,000 or more a year, compared with 41% of households nationwide.

More income data

Other cities

Source: U.S. Census Bureau, American Community Survey 5-year estimates, 2020 to 2024 (tables B19013, B19001, B19025, B19080, B19301, B25064, B25077, S2001, B01001, B01002, B03002, B15003, B25003, B25010, B17001, B23025, B08301, B08013 and B08303). Income is in 2024 dollars. City figures cover the area within San Jose city limits.