Boston, Massachusetts

Household Income by Zip Code in Boston

Median household income for all 29 zip codes in Boston, plus who lives here, what rent costs, and how Boston compares with Massachusetts and the rest of the country.

Median household income

$97,344

21% above the U.S.

Median rent

$2,147/mo

U.S. $1,413

Median age

33.3

U.S. 38.9

Zip codes

29

Inside city limits

Source: U.S. Census Bureau, American Community Survey 2020 to 2024

Median household income

$97,344

Massachusetts $103,960 · U.S. $80,734

Average household income

$143,767

Pulled up by the highest earners

Per capita income

$61,698

Income per resident, all ages

Full-time worker earnings

$83,360

Median for year-round, full-time workers

Median rent

$2,147/mo

Rent plus utilities paid by renters

Median home value

$731,700

Owner-occupied homes

Overview

Boston income at a glance

The median household income in Boston is $97,344, 6% below the Massachusetts median of $103,960 and 21% above the U.S. median of $80,734. The average household earns $143,767, higher than the median because a smaller number of very high earners pull the average up. 49% of households earn $100,000 or more (41% nationwide), and 22% earn $200,000 or more.

Income varies a lot from one part of Boston to another. The highest-income zip code, 02108, has a median of $212,928, while 02121 has a median of $43,136, a gap of about 4.9 to 1. Of the 29 zip codes with at least 1,000 residents, 14 have a median above the citywide figure and 13 are above the Massachusetts median.

Median household income by zip code

Every Boston zip code with at least 1,000 residents, highest to lowest.

Above city medianBelow city medianCity median $97,344
02108$212,928
02210$172,124
02127$164,387
02109$158,843
02129$157,247
02132$138,724
02110$138,438
02114$132,210
02130$131,551
02116$126,496
02199$122,285
02113$113,314
02131$111,006
02118$98,224
02136$96,737
02135$90,829
02128$90,106
02111$87,404
02122$86,150
02163$84,583
02125$82,953
02124$81,923
02134$78,679
02215$72,095
02126$65,709
02120$64,289
02115$54,991
02119$48,488
02121$43,136

Income spread

How income is spread across Boston households

Share of households by income

Boston compared with the United States.

BostonUnited States
Under $25K19%
$25K to $50K12%
$50K to $75K10%
$75K to $100K10%
$100K to $150K16%
$150K to $200K11%
$200K or more22%

What income puts you in the top 20% in Boston?

A household in Boston needs about $214,307 a year to be in the top 20% of earners, and more than $250,000 to reach the top 5%. The middle 60% of households, a common way to define the middle class, earns roughly $27,503 to $214,307.

Bottom 20%under $27,503
Second 20%$27,503 to $72,317
Middle 20%$72,317 to $125,071
Fourth 20%$125,071 to $214,307
Top 20%$214,307 and up (top 5%: more than $250,000)

For more on how these cutoffs work nationally, see what income is middle class in America.

People

Who lives in Boston

Boston has a median age of 33.3 (U.S. 38.9). 55% of adults 25 and older hold a bachelor's degree or higher, 19 points higher than the national rate of 36%. 64% of households rent their home, and 17% of residents live below the poverty line, compared with 12% nationwide.

Median age

33.3

U.S. 38.9

Bachelor's or higher

55%

Adults 25+ · U.S. 36%

Household size

2.19

People per household · U.S. 2.53

Poverty rate

17%

U.S. 12%

Unemployment

6%

Labor force · U.S. 5%

Work from home

21%

Workers 16+ · U.S. 15%

Average commute

30 min

One way · U.S. 26 min

Seniors (65+)

13%

Under 18: 15%

Race and ethnicity

Share of residents. Hispanic or Latino residents can be of any race; other groups are non-Hispanic.

Boston
U.S.
  • White44%U.S. 57%
  • Black19%U.S. 12%
  • Hispanic or Latino19%U.S. 19%
  • Asian10%U.S. 6%
  • Other or multiracial7%U.S. 5%

Diversity score

The chance that two randomly chosen residents are from different racial or ethnic groups.

72%
0U.S. 61% marked100

Boston is more diverse than the country overall. The largest groups are White (44%) and Black (19%) residents. The most diverse zip code is 02125 (78%).

Own vs. rent

Occupied homes in Boston.

Renters: 64%Owners: 36%
  • 36%Owners
  • 64%Renters
  • U.S.: 65% own, 35% rent

Age mix

Share of residents by age.

Boston
U.S.
  • Under 1815%U.S. 22%
  • 18 to 6472%U.S. 61%
  • 65 and older13%U.S. 17%

Every zip code

Median household income by zip code in Boston

02108$212,92867%$2,597$1,667,60036.979%49%22%1,973
02109$158,84368%$3,500+$958,00033.586%68%32%2,085
02110$138,43869%$2,938$1,177,50055.182%30%39%1,322
02111$87,40448%$1,926$1,033,50033.958%74%63%3,711
02113$113,31458%$2,630$662,00029.483%84%21%4,112
02114$132,21063%$2,989$924,40033.385%78%48%8,396
02115$54,99129%$2,039$945,10021.767%85%64%9,873
02116$126,49658%$2,375$1,562,50034.577%65%54%11,513
02118$98,22450%$1,968$1,058,20036.961%67%69%14,497
02119$48,48826%$1,329$688,60036.331%73%70%11,920
02120$64,28930%$1,649$885,90023.646%91%75%4,625
02121$43,13626%$1,325$590,20034.320%77%65%10,760
02122$86,15043%$2,209$669,90037.839%55%77%9,299
02124$81,92343%$1,684$650,70036.932%59%72%20,287
02125$82,95341%$1,949$657,10034.444%65%78%14,246
02126$65,70938%$1,637$542,70038.324%57%48%9,284
02127$164,38768%$2,736$863,70032.370%55%40%18,066
02128$90,10645%$2,064$668,00034.538%71%60%17,736
02129$157,24767%$2,259$912,00035.671%49%48%9,606
02130$131,55162%$2,426$822,30035.374%56%59%18,237
02131$111,00656%$2,020$664,70039.154%41%67%12,694
02132$138,72464%$2,184$746,10043.267%30%48%11,107
02134$78,67942%$2,358$657,30028.574%87%62%8,217
02135$90,82945%$2,249$681,20030.472%77%60%21,143
02136$96,73748%$1,869$578,40037.836%47%67%13,719
02163$84,58345%$3,500+n/a22.894%100%68%410
02199$122,28561%$3,500+n/a42.594%99%49%775
02210$172,12479%$3,500+$1,190,90035.793%75%32%4,588
02215$72,09536%$2,443$750,00021.683%91%65%8,016

Tap any column header to sort. Click a zip code for its full income breakdown. Diversity is the chance two random residents are from different racial or ethnic groups. Zip codes are Census ZIP Code Tabulation Areas with most of their land inside Boston city limits; some extend past the city line. Estimates for small zip codes have larger margins of error.

Want the full picture for one zip?

See the income spread and six-figure households for any U.S. zip code.

Look up a zip code

Rankings

Highest-income zip codes in Boston

The 8 Boston zip codes with the highest median household income, among zip codes with at least 1,000 residents.

  1. 0210867% earn $100K+$212,928
  2. 0221079% earn $100K+$172,124
  3. 0212768% earn $100K+$164,387
  4. 0210968% earn $100K+$158,843
  5. 0212967% earn $100K+$157,247
  6. 0213264% earn $100K+$138,724
  7. 0211069% earn $100K+$138,438
  8. 0211463% earn $100K+$132,210

Most six-figure households

  1. 02210Median $172,12479%
  2. 02110Median $138,43869%
  3. 02127Median $164,38768%
  4. 02109Median $158,84368%

Lowest median income

  1. 0212126% earn $100K+$43,136
  2. 0211926% earn $100K+$48,488
  3. 0211529% earn $100K+$54,991
  4. 0212030% earn $100K+$64,289

Housing

Rent and affordability in Boston

A year of median rent as a share of median household income

26% in Boston. Rent at or under 30% of income is the common affordability guideline.

0%60%

The median rent in Boston is $2,147 a month, including utilities the renter pays. A year of that rent equals about 26% of the city's median household income. Under the 30% rule, a household needs about $85,880 a year to comfortably afford the median rent. Among zip codes with at least 1,000 residents, 02109 has the highest median rent at $3,500+, and 02121 has the lowest at $1,325. See how this compares with other states in our rent affordability guide.

Home values in Boston

The median value of an owner-occupied home in Boston is $731,700, about 7.5 times the median household income. The highest median home value is in 02108 ($1,667,600), and the lowest is in 02126 ($542,700).

FAQ

Frequently asked questions

What is the median household income in Boston?

The median household income in Boston, Massachusetts is $97,344, according to the U.S. Census Bureau's 2020 to 2024 American Community Survey. That is 21% above the U.S. median of $80,734.

What is the richest zip code in Boston?

Among zip codes with at least 1,000 residents, 02108 has the highest median household income in Boston at $212,928. 67% of its households earn $100,000 or more.

How much do you need to earn to be in the top 20% in Boston?

A household needs about $214,307 a year to be in the top 20% of earners in Boston, and more than $250,000 to reach the top 5%.

How much income do you need to afford rent in Boston?

With a median rent of $2,147 a month, a household needs about $85,880 a year to keep rent at 30% of income, the common affordability guideline.

How diverse is Boston?

Boston has a diversity score of 72%, meaning there is a 72% chance that two randomly chosen residents are from different racial or ethnic groups. The U.S. score is 61%.

What is the median age in Boston?

The median age in Boston is 33.3, compared with 38.9 for the U.S. as a whole.

What percentage of Boston households earn over $100,000?

49% of households in Boston earn $100,000 or more a year, compared with 41% of households nationwide.

More income data

Other cities

Source: U.S. Census Bureau, American Community Survey 5-year estimates, 2020 to 2024 (tables B19013, B19001, B19025, B19080, B19301, B25064, B25077, S2001, B01001, B01002, B03002, B15003, B25003, B25010, B17001, B23025, B08301, B08013 and B08303). Income is in 2024 dollars. City figures cover the area within Boston city limits.