Phoenix, Arizona

Household Income by Zip Code in Phoenix

Median household income for all 43 zip codes in Phoenix, plus who lives here, what rent costs, and how Phoenix compares with Arizona and the rest of the country.

Median household income

$81,332

1% above the U.S.

Median rent

$1,582/mo

U.S. $1,413

Median age

34.9

U.S. 38.9

Zip codes

43

Inside city limits

Source: U.S. Census Bureau, American Community Survey 2020 to 2024

Median household income

$81,332

Arizona $79,964 · U.S. $80,734

Average household income

$111,047

Pulled up by the highest earners

Per capita income

$41,981

Income per resident, all ages

Full-time worker earnings

$56,132

Median for year-round, full-time workers

Median rent

$1,582/mo

Rent plus utilities paid by renters

Median home value

$420,700

Owner-occupied homes

Overview

Phoenix income at a glance

The median household income in Phoenix is $81,332, 2% above the Arizona median of $79,964 and 1% above the U.S. median of $80,734. The average household earns $111,047, higher than the median because a smaller number of very high earners pull the average up. 40% of households earn $100,000 or more (41% nationwide), and 12% earn $200,000 or more.

Income varies a lot from one part of Phoenix to another. The highest-income zip code, 85045, has a median of $153,583, while 85009 has a median of $52,054, a gap of about 3.0 to 1. Of the 43 zip codes with at least 1,000 residents, 17 have a median above the citywide figure and 17 are above the Arizona median.

Median household income by zip code

The 12 highest and 12 lowest of 43 zip codes, highest to lowest.

Above city medianBelow city medianCity median $81,332
85045$153,583
85083$149,087
85050$139,836
85085$128,984
85028$125,054
85254$123,203
85048$122,833
85310$122,137
85024$106,724
85044$96,820
85018$93,885
85054$91,507
19 more zip codes in the table below
85029$64,556
85033$64,144
85007$63,616
85034$63,559
85040$60,727
85003$60,461
85035$60,440
85021$59,768
85017$58,346
85006$58,248
85015$54,874
85009$52,054

Income spread

How income is spread across Phoenix households

Share of households by income

Phoenix compared with the United States.

PhoenixUnited States
Under $25K13%
$25K to $50K17%
$50K to $75K17%
$75K to $100K13%
$100K to $150K18%
$150K to $200K9%
$200K or more12%

What income puts you in the top 20% in Phoenix?

A household in Phoenix needs about $156,718 a year to be in the top 20% of earners, and more than $250,000 to reach the top 5%. The middle 60% of households, a common way to define the middle class, earns roughly $36,582 to $156,718.

Bottom 20%under $36,582
Second 20%$36,582 to $64,721
Middle 20%$64,721 to $100,130
Fourth 20%$100,130 to $156,718
Top 20%$156,718 and up (top 5%: more than $250,000)

For more on how these cutoffs work nationally, see what income is middle class in America.

People

Who lives in Phoenix

Phoenix has a median age of 34.9 (U.S. 38.9). 34% of adults 25 and older hold a bachelor's degree or higher, 2 points lower than the national rate of 36%. 43% of households rent their home, and 14% of residents live below the poverty line, compared with 12% nationwide.

Median age

34.9

U.S. 38.9

Bachelor's or higher

34%

Adults 25+ · U.S. 36%

Household size

2.65

People per household · U.S. 2.53

Poverty rate

14%

U.S. 12%

Unemployment

5%

Labor force · U.S. 5%

Work from home

19%

Workers 16+ · U.S. 15%

Average commute

26 min

One way · U.S. 26 min

Seniors (65+)

12%

Under 18: 24%

Race and ethnicity

Share of residents. Hispanic or Latino residents can be of any race; other groups are non-Hispanic.

Phoenix
U.S.
  • White41%U.S. 57%
  • Black7%U.S. 12%
  • Hispanic or Latino42%U.S. 19%
  • Asian4%U.S. 6%
  • Other or multiracial6%U.S. 5%

Diversity score

The chance that two randomly chosen residents are from different racial or ethnic groups.

65%
0U.S. 61% marked100

Phoenix is more diverse than the country overall. The largest groups are Hispanic or Latino (42%) and White (41%) residents. The most diverse zip code is 85021 (68%).

Own vs. rent

Occupied homes in Phoenix.

Renters: 43%Owners: 57%
  • 57%Owners
  • 43%Renters
  • U.S.: 65% own, 35% rent

Age mix

Share of residents by age.

Phoenix
U.S.
  • Under 1824%U.S. 22%
  • 18 to 6464%U.S. 61%
  • 65 and older12%U.S. 17%

Every zip code

Median household income by zip code in Phoenix

85003$60,46128%$1,392$616,80038.043%72%66%5,889
85004$73,75034%$1,834$417,40027.961%79%63%6,444
85006$58,24827%$1,270$408,10034.326%62%57%9,087
85007$63,61632%$1,116$480,60034.526%54%60%5,147
85008$66,35328%$1,403$358,00030.726%69%59%22,679
85009$52,05422%$1,208$236,10031.78%49%32%13,984
85012$86,62043%$1,746$735,00037.861%61%53%4,757
85013$71,96637%$1,585$567,70038.745%60%62%11,137
85014$66,73134%$1,428$476,10037.546%60%63%13,425
85015$54,87423%$1,287$345,00032.226%65%65%16,237
85016$87,85043%$1,687$564,90036.954%49%57%19,031
85017$58,34621%$1,299$286,70024.312%56%59%11,838
85018$93,88549%$1,537$862,00040.558%44%52%17,598
85019$68,52829%$1,469$305,20029.912%46%50%7,677
85020$83,73540%$1,530$447,20045.543%45%56%16,709
85021$59,76829%$1,313$470,40034.836%61%68%16,795
85022$69,92737%$1,623$425,20037.139%48%60%23,859
85023$77,36940%$1,577$391,20037.933%40%59%14,243
85024$106,72455%$1,943$471,00033.847%34%48%10,592
85027$76,60536%$1,607$354,80036.430%44%58%16,811
85028$125,05460%$1,850$642,20049.659%17%36%7,972
85029$64,55628%$1,455$345,60035.524%45%64%18,938
85031$70,41229%$1,647$294,80029.69%34%31%8,132
85032$78,64339%$1,609$416,80038.035%42%59%29,196
85033$64,14428%$1,457$292,80029.08%42%31%16,008
85034$63,55937%$1,479$422,20034.831%78%60%2,406
85035$60,44025%$1,481$275,60027.49%53%38%15,676
85037$84,01638%$1,800$330,20030.114%40%52%15,943
85040$60,72727%$1,259$329,80031.015%52%56%11,531
85041$75,30137%$1,739$347,10033.620%28%53%19,316
85042$88,71745%$1,668$398,00034.535%32%65%15,940
85043$78,25737%$1,697$343,40030.615%34%44%11,707
85044$96,82047%$1,874$474,80042.651%38%56%17,833
85045$153,58372%$2,430$634,60045.064%9%62%2,960
85048$122,83360%$2,086$592,10042.362%25%55%13,460
85050$139,83665%$2,377$618,60041.158%21%47%12,755
85051$69,18928%$1,322$326,30034.619%45%65%15,922
85053$70,01136%$1,452$367,00036.328%38%58%11,601
85054$91,50745%$2,239$687,20038.560%63%50%5,554
85083$149,08774%$2,375$612,70041.351%11%45%6,907
85085$128,98461%$1,944$669,10036.954%40%53%12,468
85254$123,20359%$2,156$785,70046.862%28%39%19,533
85310$122,13760%$2,334$552,90039.445%12%34%7,130

Tap any column header to sort. Click a zip code for its full income breakdown. Diversity is the chance two random residents are from different racial or ethnic groups. Zip codes are Census ZIP Code Tabulation Areas with most of their land inside Phoenix city limits; some extend past the city line. Estimates for small zip codes have larger margins of error.

Want the full picture for one zip?

See the income spread and six-figure households for any U.S. zip code.

Look up a zip code

Rankings

Highest-income zip codes in Phoenix

The 10 Phoenix zip codes with the highest median household income, among zip codes with at least 1,000 residents.

  1. 8504572% earn $100K+$153,583
  2. 8508374% earn $100K+$149,087
  3. 8505065% earn $100K+$139,836
  4. 8508561% earn $100K+$128,984
  5. 8502860% earn $100K+$125,054
  6. 8525459% earn $100K+$123,203
  7. 8504860% earn $100K+$122,833
  8. 8531060% earn $100K+$122,137
  9. 8502455% earn $100K+$106,724
  10. 8504447% earn $100K+$96,820

Most six-figure households

  1. 85083Median $149,08774%
  2. 85045Median $153,58372%
  3. 85050Median $139,83665%
  4. 85085Median $128,98461%

Lowest median income

  1. 8500922% earn $100K+$52,054
  2. 8501523% earn $100K+$54,874
  3. 8500627% earn $100K+$58,248
  4. 8501721% earn $100K+$58,346

Housing

Rent and affordability in Phoenix

A year of median rent as a share of median household income

23% in Phoenix. Rent at or under 30% of income is the common affordability guideline.

0%60%

The median rent in Phoenix is $1,582 a month, including utilities the renter pays. A year of that rent equals about 23% of the city's median household income. Under the 30% rule, a household needs about $63,280 a year to comfortably afford the median rent. Among zip codes with at least 1,000 residents, 85045 has the highest median rent at $2,430, and 85007 has the lowest at $1,116. See how this compares with other states in our rent affordability guide.

Home values in Phoenix

The median value of an owner-occupied home in Phoenix is $420,700, about 5.2 times the median household income. The highest median home value is in 85018 ($862,000), and the lowest is in 85009 ($236,100).

FAQ

Frequently asked questions

What is the median household income in Phoenix?

The median household income in Phoenix, Arizona is $81,332, according to the U.S. Census Bureau's 2020 to 2024 American Community Survey. That is 1% above the U.S. median of $80,734.

What is the richest zip code in Phoenix?

Among zip codes with at least 1,000 residents, 85045 has the highest median household income in Phoenix at $153,583. 72% of its households earn $100,000 or more.

How much do you need to earn to be in the top 20% in Phoenix?

A household needs about $156,718 a year to be in the top 20% of earners in Phoenix, and more than $250,000 to reach the top 5%.

How much income do you need to afford rent in Phoenix?

With a median rent of $1,582 a month, a household needs about $63,280 a year to keep rent at 30% of income, the common affordability guideline.

How diverse is Phoenix?

Phoenix has a diversity score of 65%, meaning there is a 65% chance that two randomly chosen residents are from different racial or ethnic groups. The U.S. score is 61%.

What is the median age in Phoenix?

The median age in Phoenix is 34.9, compared with 38.9 for the U.S. as a whole.

What percentage of Phoenix households earn over $100,000?

40% of households in Phoenix earn $100,000 or more a year, compared with 41% of households nationwide.

More income data

Other cities

Source: U.S. Census Bureau, American Community Survey 5-year estimates, 2020 to 2024 (tables B19013, B19001, B19025, B19080, B19301, B25064, B25077, S2001, B01001, B01002, B03002, B15003, B25003, B25010, B17001, B23025, B08301, B08013 and B08303). Income is in 2024 dollars. City figures cover the area within Phoenix city limits.