Chicago, Illinois

Household Income by Zip Code in Chicago

Median household income for all 56 zip codes in Chicago, plus who lives here, what rent costs, and how Chicago compares with Illinois and the rest of the country.

Median household income

$77,902

4% below the U.S.

Median rent

$1,440/mo

U.S. $1,413

Median age

35.8

U.S. 38.9

Zip codes

56

Inside city limits

Source: U.S. Census Bureau, American Community Survey 2020 to 2024

Median household income

$77,902

Illinois $83,390 · U.S. $80,734

Average household income

$116,016

Pulled up by the highest earners

Per capita income

$50,086

Income per resident, all ages

Full-time worker earnings

$69,879

Median for year-round, full-time workers

Median rent

$1,440/mo

Rent plus utilities paid by renters

Median home value

$334,100

Owner-occupied homes

Overview

Chicago income at a glance

The median household income in Chicago is $77,902, 7% below the Illinois median of $83,390 and 4% below the U.S. median of $80,734. The average household earns $116,016, higher than the median because a smaller number of very high earners pull the average up. 40% of households earn $100,000 or more (41% nationwide), and 14% earn $200,000 or more.

Income varies a lot from one part of Chicago to another. The highest-income zip code, 60654, has a median of $147,357, while 60621 has a median of $31,905, a gap of about 4.6 to 1. Of the 55 zip codes with at least 1,000 residents, 28 have a median above the citywide figure and 26 are above the Illinois median.

Median household income by zip code

The 12 highest and 12 lowest of 55 zip codes, highest to lowest.

Above city medianBelow city medianCity median $77,902
60654$147,357
60642$143,175
60614$136,448
60622$136,277
60603$133,545
60606$128,609
60607$127,732
60602$126,202
60661$125,741
60611$125,675
60605$123,922
60601$121,458
31 more zip codes in the table below
60651$54,409
60623$51,878
60617$51,778
60620$48,146
60619$45,206
60649$44,175
60637$43,609
60644$40,950
60653$40,666
60636$38,807
60624$34,030
60621$31,905

Income spread

How income is spread across Chicago households

Share of households by income

Chicago compared with the United States.

ChicagoUnited States
Under $25K19%
$25K to $50K16%
$50K to $75K14%
$75K to $100K12%
$100K to $150K16%
$150K to $200K9%
$200K or more14%

What income puts you in the top 20% in Chicago?

A household in Chicago needs about $165,426 a year to be in the top 20% of earners, and more than $250,000 to reach the top 5%. The middle 60% of households, a common way to define the middle class, earns roughly $26,673 to $165,426.

Bottom 20%under $26,673
Second 20%$26,673 to $59,446
Middle 20%$59,446 to $99,533
Fourth 20%$99,533 to $165,426
Top 20%$165,426 and up (top 5%: more than $250,000)

For more on how these cutoffs work nationally, see what income is middle class in America.

People

Who lives in Chicago

Chicago has a median age of 35.8 (U.S. 38.9). 44% of adults 25 and older hold a bachelor's degree or higher, 9 points higher than the national rate of 36%. 54% of households rent their home, and 17% of residents live below the poverty line, compared with 12% nationwide.

Median age

35.8

U.S. 38.9

Bachelor's or higher

44%

Adults 25+ · U.S. 36%

Household size

2.29

People per household · U.S. 2.53

Poverty rate

17%

U.S. 12%

Unemployment

8%

Labor force · U.S. 5%

Work from home

21%

Workers 16+ · U.S. 15%

Average commute

33 min

One way · U.S. 26 min

Seniors (65+)

14%

Under 18: 19%

Race and ethnicity

Share of residents. Hispanic or Latino residents can be of any race; other groups are non-Hispanic.

Chicago
U.S.
  • White32%U.S. 57%
  • Black27%U.S. 12%
  • Hispanic or Latino30%U.S. 19%
  • Asian7%U.S. 6%
  • Other or multiracial4%U.S. 5%

Diversity score

The chance that two randomly chosen residents are from different racial or ethnic groups.

73%
0U.S. 61% marked100

Chicago is more diverse than the country overall. The largest groups are White (32%) and Hispanic or Latino (30%) residents. The most diverse zip code is 60616 (73%).

Own vs. rent

Occupied homes in Chicago.

Renters: 54%Owners: 46%
  • 46%Owners
  • 54%Renters
  • U.S.: 65% own, 35% rent

Age mix

Share of residents by age.

Chicago
U.S.
  • Under 1819%U.S. 22%
  • 18 to 6467%U.S. 61%
  • 65 and older14%U.S. 17%

Every zip code

Median household income by zip code in Chicago

60601$121,45861%$2,535$526,20033.484%72%65%9,631
60602$126,20262%$2,498$391,80028.064%63%69%712
60603$133,54559%$2,207$633,90033.195%42%53%783
60604$81,65842%$2,412$597,10053.895%44%46%389
60605$123,92260%$2,464$453,20031.583%58%69%19,632
60606$128,60976%$2,484$416,40033.494%70%60%2,900
60607$127,73259%$2,346$499,70030.882%59%66%16,556
60608$73,36637%$1,295$358,60034.535%61%69%30,650
60609$58,89628%$1,099$268,30036.220%58%61%22,884
60610$105,22653%$2,089$505,90032.082%66%51%28,478
60611$125,67561%$2,479$650,80036.688%60%59%24,714
60612$60,92234%$1,389$364,60034.344%69%64%15,393
60613$95,57248%$1,705$390,80034.774%61%52%29,343
60614$136,44863%$2,030$720,40031.187%56%39%35,386
60615$63,87632%$1,514$347,80034.863%68%64%22,725
60616$73,81936%$1,342$387,20037.951%61%73%25,623
60617$51,77824%$1,046$180,70040.221%43%58%29,620
60618$106,38454%$1,611$562,70035.958%50%61%38,038
60619$45,20621%$1,087$219,60042.029%55%17%28,297
60620$48,14622%$1,122$197,70038.521%50%15%25,630
60621$31,90512%$1,049$153,50039.511%71%28%11,414
60622$136,27763%$2,010$638,10032.775%57%56%26,486
60623$51,87823%$1,109$237,20035.716%58%49%27,552
60624$34,03017%$1,167$230,70034.714%71%36%13,490
60625$85,70344%$1,518$401,90036.355%59%67%31,815
60626$59,71327%$1,331$280,60035.955%73%69%24,345
60628$54,64424%$1,193$169,80040.124%40%20%23,042
60629$60,82630%$1,172$243,60034.215%38%40%33,755
60630$98,86049%$1,374$384,50041.144%32%62%22,317
60631$115,00055%$1,659$436,40042.052%25%40%12,300
60632$64,80931%$1,127$252,60035.514%39%31%27,292
60633$62,45829%$1,217$186,80037.418%37%66%4,896
60634$88,53344%$1,329$353,90042.027%25%60%27,382
60636$38,80719%$1,155$155,30034.911%47%47%11,306
60637$43,60921%$1,187$257,30031.439%74%50%22,817
60638$91,07046%$1,348$299,10038.225%20%52%20,627
60639$61,08928%$1,270$309,90036.116%52%41%26,518
60640$73,25436%$1,413$370,30038.263%68%65%37,848
60641$83,75842%$1,300$391,10037.038%48%60%25,938
60642$143,17563%$2,243$593,60033.177%66%60%11,765
60643$80,85241%$1,410$249,30043.740%25%47%17,819
60644$40,95017%$1,132$239,00037.012%70%34%18,503
60645$76,04537%$1,440$328,20037.845%46%73%17,026
60646$112,52557%$1,274$503,90043.561%21%49%11,434
60647$107,06054%$1,774$586,20032.963%61%62%38,849
60649$44,17516%$1,107$213,20041.225%75%18%24,166
60651$54,40925%$1,264$269,90035.518%53%58%21,389
60652$80,02040%$1,324$250,50037.922%15%60%13,122
60653$40,66627%$922$361,00038.438%69%31%16,528
60654$147,35771%$2,633$500,40032.292%66%51%16,968
60655$114,72358%$1,532$324,30040.647%16%36%11,095
60656$95,76648%$1,461$348,70041.643%36%52%12,427
60657$110,93954%$1,869$537,80031.387%63%42%40,520
60659$68,70432%$1,443$371,80036.643%53%72%13,727
60660$67,47933%$1,333$309,10037.857%63%70%21,784
60661$125,74160%$2,306$392,90032.287%73%68%7,788

Tap any column header to sort. Click a zip code for its full income breakdown. Diversity is the chance two random residents are from different racial or ethnic groups. Zip codes are Census ZIP Code Tabulation Areas with most of their land inside Chicago city limits; some extend past the city line. Estimates for small zip codes have larger margins of error.

Want the full picture for one zip?

See the income spread and six-figure households for any U.S. zip code.

Look up a zip code

Rankings

Highest-income zip codes in Chicago

The 10 Chicago zip codes with the highest median household income, among zip codes with at least 1,000 residents.

  1. 6065471% earn $100K+$147,357
  2. 6064263% earn $100K+$143,175
  3. 6061463% earn $100K+$136,448
  4. 6062263% earn $100K+$136,277
  5. 6060359% earn $100K+$133,545
  6. 6060676% earn $100K+$128,609
  7. 6060759% earn $100K+$127,732
  8. 6060262% earn $100K+$126,202
  9. 6066160% earn $100K+$125,741
  10. 6061161% earn $100K+$125,675

Most six-figure households

  1. 60606Median $128,60976%
  2. 60654Median $147,35771%
  3. 60622Median $136,27763%
  4. 60642Median $143,17563%

Lowest median income

  1. 6062112% earn $100K+$31,905
  2. 6062417% earn $100K+$34,030
  3. 6063619% earn $100K+$38,807
  4. 6065327% earn $100K+$40,666

Housing

Rent and affordability in Chicago

A year of median rent as a share of median household income

22% in Chicago. Rent at or under 30% of income is the common affordability guideline.

0%60%

The median rent in Chicago is $1,440 a month, including utilities the renter pays. A year of that rent equals about 22% of the city's median household income. Under the 30% rule, a household needs about $57,600 a year to comfortably afford the median rent. Among zip codes with at least 1,000 residents, 60654 has the highest median rent at $2,633, and 60653 has the lowest at $922. See how this compares with other states in our rent affordability guide.

Home values in Chicago

The median value of an owner-occupied home in Chicago is $334,100, about 4.3 times the median household income. The highest median home value is in 60614 ($720,400), and the lowest is in 60621 ($153,500).

FAQ

Frequently asked questions

What is the median household income in Chicago?

The median household income in Chicago, Illinois is $77,902, according to the U.S. Census Bureau's 2020 to 2024 American Community Survey. That is 4% below the U.S. median of $80,734.

What is the richest zip code in Chicago?

Among zip codes with at least 1,000 residents, 60654 has the highest median household income in Chicago at $147,357. 71% of its households earn $100,000 or more.

How much do you need to earn to be in the top 20% in Chicago?

A household needs about $165,426 a year to be in the top 20% of earners in Chicago, and more than $250,000 to reach the top 5%.

How much income do you need to afford rent in Chicago?

With a median rent of $1,440 a month, a household needs about $57,600 a year to keep rent at 30% of income, the common affordability guideline.

How diverse is Chicago?

Chicago has a diversity score of 73%, meaning there is a 73% chance that two randomly chosen residents are from different racial or ethnic groups. The U.S. score is 61%.

What is the median age in Chicago?

The median age in Chicago is 35.8, compared with 38.9 for the U.S. as a whole.

What percentage of Chicago households earn over $100,000?

40% of households in Chicago earn $100,000 or more a year, compared with 41% of households nationwide.

More income data

Other cities

Source: U.S. Census Bureau, American Community Survey 5-year estimates, 2020 to 2024 (tables B19013, B19001, B19025, B19080, B19301, B25064, B25077, S2001, B01001, B01002, B03002, B15003, B25003, B25010, B17001, B23025, B08301, B08013 and B08303). Income is in 2024 dollars. City figures cover the area within Chicago city limits.