Indianapolis, Indiana
Median household income for all 31 zip codes in Indianapolis, plus who lives here, what rent costs, and how Indianapolis compares with Indiana and the rest of the country.
Median household income
$66,219
18% below the U.S.
Median rent
$1,156/mo
U.S. $1,413
Median age
34.3
U.S. 38.9
Zip codes
31
Inside city limits
Source: U.S. Census Bureau, American Community Survey 2020 to 2024
Median household income
$66,219
Indiana $71,957 · U.S. $80,734
Average household income
$90,667
Pulled up by the highest earners
Per capita income
$37,680
Income per resident, all ages
Full-time worker earnings
$54,465
Median for year-round, full-time workers
Median rent
$1,156/mo
Rent plus utilities paid by renters
Median home value
$224,800
Owner-occupied homes
Overview
The median household income in Indianapolis is $66,219, 8% below the Indiana median of $71,957 and 18% below the U.S. median of $80,734. The average household earns $90,667, higher than the median because a smaller number of very high earners pull the average up. 31% of households earn $100,000 or more (41% nationwide), and 8% earn $200,000 or more.
Income varies a lot from one part of Indianapolis to another. The highest-income zip code, 46278, has a median of $158,648, while 46218 has a median of $38,063, a gap of about 4.2 to 1. Of the 31 zip codes with at least 1,000 residents, 14 have a median above the citywide figure and 12 are above the Indiana median.
Median household income by zip code
The 12 highest and 12 lowest of 31 zip codes, highest to lowest.
Income spread
Share of households by income
Indianapolis compared with the United States.
A household in Indianapolis needs about $130,110 a year to be in the top 20% of earners, and about $240,052 to reach the top 5%. The middle 60% of households, a common way to define the middle class, earns roughly $29,125 to $130,110.
For more on how these cutoffs work nationally, see what income is middle class in America.
People
Indianapolis has a median age of 34.3 (U.S. 38.9). 35% of adults 25 and older hold a bachelor's degree or higher, 1 points lower than the national rate of 36%. 44% of households rent their home, and 16% of residents live below the poverty line, compared with 12% nationwide.
Median age
34.3
U.S. 38.9
Bachelor's or higher
35%
Adults 25+ · U.S. 36%
Household size
2.40
People per household · U.S. 2.53
Poverty rate
16%
U.S. 12%
Unemployment
5%
Labor force · U.S. 5%
Work from home
14%
Workers 16+ · U.S. 15%
Average commute
25 min
One way · U.S. 26 min
Seniors (65+)
13%
Under 18: 25%
Race and ethnicity
Share of residents. Hispanic or Latino residents can be of any race; other groups are non-Hispanic.
Diversity score
The chance that two randomly chosen residents are from different racial or ethnic groups.
Indianapolis is more diverse than the country overall. The largest groups are White (49%) and Black (28%) residents. The most diverse zip code is 46268 (70%).
Own vs. rent
Occupied homes in Indianapolis.
Age mix
Share of residents by age.
Every zip code
| 46201 | $49,195 | 20% | $941 | $170,100 | 34.6 | 29% | 48% | 64% | 13,525 |
| 46202 | $63,506 | 34% | $1,288 | $439,200 | 28.9 | 65% | 71% | 56% | 10,786 |
| 46203 | $57,393 | 25% | $1,111 | $168,200 | 34.5 | 28% | 42% | 52% | 15,996 |
| 46204 | $86,396 | 43% | $1,638 | $381,400 | 30.8 | 63% | 86% | 54% | 6,499 |
| 46205 | $72,417 | 39% | $1,176 | $304,500 | 34.1 | 53% | 46% | 62% | 12,487 |
| 46208 | $60,062 | 27% | $1,075 | $220,500 | 31.9 | 43% | 44% | 63% | 9,420 |
| 46214 | $59,178 | 24% | $1,196 | $201,800 | 34.5 | 26% | 53% | 68% | 10,643 |
| 46217 | $92,029 | 45% | $1,324 | $244,000 | 36.7 | 33% | 19% | 63% | 13,865 |
| 46218 | $38,063 | 12% | $1,094 | $103,100 | 34.5 | 12% | 47% | 53% | 12,451 |
| 46219 | $60,803 | 27% | $1,059 | $184,900 | 34.8 | 27% | 41% | 64% | 15,723 |
| 46220 | $108,050 | 53% | $1,376 | $358,500 | 35.3 | 68% | 33% | 41% | 16,900 |
| 46221 | $65,280 | 26% | $1,137 | $191,300 | 34.5 | 16% | 38% | 52% | 10,117 |
| 46222 | $50,783 | 16% | $1,069 | $116,300 | 31.4 | 17% | 52% | 70% | 13,551 |
| 46224 | $55,986 | 21% | $1,095 | $181,600 | 32.1 | 24% | 64% | 67% | 15,897 |
| 46225 | $55,190 | 22% | $1,119 | $162,400 | 30.9 | 32% | 44% | 59% | 2,388 |
| 46226 | $50,325 | 18% | $1,133 | $158,600 | 32.9 | 24% | 54% | 62% | 19,447 |
| 46227 | $53,629 | 22% | $1,035 | $210,000 | 32.6 | 22% | 55% | 59% | 23,911 |
| 46228 | $91,156 | 46% | $1,260 | $254,500 | 40.6 | 49% | 16% | 61% | 6,083 |
| 46229 | $61,388 | 27% | $1,069 | $191,100 | 36.6 | 24% | 38% | 66% | 11,479 |
| 46235 | $58,951 | 25% | $973 | $185,800 | 30.4 | 21% | 46% | 60% | 13,442 |
| 46237 | $79,078 | 39% | $1,279 | $232,300 | 37.6 | 34% | 31% | 49% | 17,451 |
| 46239 | $100,331 | 50% | $1,517 | $275,400 | 33.9 | 38% | 18% | 62% | 11,961 |
| 46240 | $75,156 | 38% | $1,311 | $348,000 | 37.3 | 62% | 54% | 42% | 10,041 |
| 46241 | $53,653 | 15% | $1,208 | $130,200 | 31.0 | 15% | 46% | 65% | 11,107 |
| 46250 | $67,328 | 34% | $1,326 | $327,600 | 36.3 | 53% | 58% | 52% | 9,258 |
| 46254 | $60,287 | 19% | $1,067 | $186,300 | 33.2 | 31% | 51% | 65% | 16,813 |
| 46256 | $93,847 | 46% | $1,175 | $318,200 | 38.3 | 57% | 27% | 49% | 9,041 |
| 46259 | $129,345 | 67% | $1,220 | $342,000 | 37.7 | 47% | 4% | 40% | 4,925 |
| 46260 | $72,504 | 33% | $1,128 | $288,900 | 36.5 | 46% | 48% | 65% | 15,204 |
| 46268 | $68,631 | 33% | $1,216 | $229,600 | 37.0 | 38% | 54% | 70% | 11,213 |
| 46278 | $158,648 | 76% | $1,589 | $408,900 | 45.6 | 64% | 2% | 52% | 3,204 |
Tap any column header to sort. Click a zip code for its full income breakdown. Diversity is the chance two random residents are from different racial or ethnic groups. Zip codes are Census ZIP Code Tabulation Areas with most of their land inside Indianapolis city limits; some extend past the city line. Estimates for small zip codes have larger margins of error.
Want the full picture for one zip?
See the income spread and six-figure households for any U.S. zip code.
Rankings
The 10 Indianapolis zip codes with the highest median household income, among zip codes with at least 1,000 residents.
Housing
A year of median rent as a share of median household income
21% in Indianapolis. Rent at or under 30% of income is the common affordability guideline.
The median rent in Indianapolis is $1,156 a month, including utilities the renter pays. A year of that rent equals about 21% of the city's median household income. Under the 30% rule, a household needs about $46,240 a year to comfortably afford the median rent. Among zip codes with at least 1,000 residents, 46204 has the highest median rent at $1,638, and 46201 has the lowest at $941. See how this compares with other states in our rent affordability guide.
The median value of an owner-occupied home in Indianapolis is $224,800, about 3.4 times the median household income. The highest median home value is in 46202 ($439,200), and the lowest is in 46218 ($103,100).
FAQ
The median household income in Indianapolis, Indiana is $66,219, according to the U.S. Census Bureau's 2020 to 2024 American Community Survey. That is 18% below the U.S. median of $80,734.
Among zip codes with at least 1,000 residents, 46278 has the highest median household income in Indianapolis at $158,648. 76% of its households earn $100,000 or more.
A household needs about $130,110 a year to be in the top 20% of earners in Indianapolis, and about $240,052 to reach the top 5%.
With a median rent of $1,156 a month, a household needs about $46,240 a year to keep rent at 30% of income, the common affordability guideline.
Indianapolis has a diversity score of 66%, meaning there is a 66% chance that two randomly chosen residents are from different racial or ethnic groups. The U.S. score is 61%.
The median age in Indianapolis is 34.3, compared with 38.9 for the U.S. as a whole.
31% of households in Indianapolis earn $100,000 or more a year, compared with 41% of households nationwide.
Other cities
Source: U.S. Census Bureau, American Community Survey 5-year estimates, 2020 to 2024 (tables B19013, B19001, B19025, B19080, B19301, B25064, B25077, S2001, B01001, B01002, B03002, B15003, B25003, B25010, B17001, B23025, B08301, B08013 and B08303). Income is in 2024 dollars. City figures cover the area within Indianapolis city limits.